Tools & calculators
Free tools & calculators for workforce management
Free calculators for time cards, hourly pay, overtime, and shift scheduling — practical tools for hospitality, retail, and shift-based teams.
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115 of 115 tools shown
115 of 115 tools shown
Time Card Calculator
Free time card calculator with lunch breaks, decimal hours, and FLSA weekly overtime. Optional pay estimate plus CSV/PDF export — no sign-up.
- Time card calculator
- Time card calculator with lunch
- Work hours calculator
- Overtime calculator
Salary to Hourly Calculator
Free salary to hourly and hourly to salary converter. 2,080 hours/year, monthly & biweekly gross pay, CSV/PDF export.
- Salary to hourly calculator
- Hourly to salary calculator
- Hourly wage calculator
- Gross pay converter
Working Days & Business Days Calculator
Count business days between two dates with US federal and state holidays — 250 work days in 2026. Observed rules, monthly breakdown, CSV & PDF export.
- Working days calculator
- Business days calculator
- Federal holidays
- State holidays
PayPal Fee Calculator
Calculate PayPal fees for US sellers — forward and reverse, 8 transaction types, domestic and international. CSV & PDF export.
- PayPal fee calculator
- PayPal fees
- PayPal seller fees
- Payment processing fees
Compound Interest Calculator
Model compound growth, compare scenarios, and solve savings goals. Daily to annual compounding with chart, yearly table, and CSV/PDF export.
- Compound interest calculator
- Savings calculator
- Investment growth
- Free
Percentage Calculator
Calculate percentages, percent change, and discounts in five clear modes. Free tool with formula breakdown and CSV/PDF export.
- Percentage calculator
- Percent calculator
- Percent of / change
- Percent change
Break-Even Calculator
Free break-even point & breakeven analysis calculator — units, revenue, contribution margin %, margin of safety, chart, CSV/PDF export.
- Break even calculator
- Break even point calculator
- Breakeven analysis calculator
- Break even formula
Business Name Generator
Free AI business name ideas by industry and style. Shortlist names, check .com hints, copy or export CSV/PDF — no sign-up.
- Business name generator
- Company name generator
- Brand name generator
- AI name ideas
FTE Calculator
Free FTE calculator — full-time equivalent from weekly hours. Team rows or quick total, headcount vs capacity, 40-hour presets, annual FTE, CSV/PDF export.
- FTE calculator
- Full time equivalent calculator
- FTE formula
- Headcount vs FTE
Pay Raise Calculator
Free pay raise calculator — percentage, dollar, or new salary. Gross pay before and after across hourly, weekly, biweekly, monthly, and annual periods. CSV/PDF export.
- Pay raise calculator
- Salary increase calculator
- Raise percentage calculator
- Gross pay raise
Tip & Bill Split Calculator
Free tip calculator: gratuity 10–20%, split the restaurant check per person, tip before or after tax. Mobile-friendly bill splitter with CSV/PDF export.
- Tip calculator
- Gratuity calculator
- Restaurant tip calculator
- Bill split calculator
Tax Bracket Calculator
Find your 2026 federal tax bracket — marginal and effective rates, bracket ladder by filing status. Gross or taxable income, 2025/2026. CSV/PDF export.
- Tax bracket calculator
- Federal tax brackets
- Marginal tax rate
- Effective tax rate
Federal Income Tax Calculator
Estimate 2026 federal and state income tax, marginal and effective rates, and refund or balance due. Annual tax calculator for W-2 workers — CSV/PDF export.
- Income tax calculator
- Federal income tax calculator
- Tax refund calculator
- State income tax calculator
Amortization Schedule Calculator
Free amortization schedule calculator — printable PDF & CSV. Monthly payment, full loan table, extra payments, and principal vs interest breakdown.
- Amortization schedule calculator
- Printable amortization schedule
- Loan amortization calculator
- Mortgage amortization calculator
Mortgage Refinance Calculator
Free refinance calculator for mortgages—compare payment, break-even months, and cash-out refi. P&I only; no signup, not a loan offer.
- Refinance calculator
- Mortgage refinance calculator
- Cash-out refinance calculator
- Break-even refinance
HELOC Calculator
Free HELOC calculator — draw vs repayment payments, payment shock, and borrowing limit from home value and CLTV. CSV/PDF export.
- HELOC calculator
- Home equity line of credit calculator
- HELOC payment calculator
- HELOC monthly payment calculator
Rent vs Buy Calculator
Free rent vs buy calculator — breakeven horizon, average monthly cost compare, PMI & opportunity cost toggles, chart and CSV/PDF export.
- Rent vs buy calculator
- Rent or buy calculator
- Breakeven rent vs buy
- 5% rule rent vs buy
Quick Ratio Calculator
Free quick ratio & liquidity ratio calculator from your balance sheet. Live acid-test ratio, dollar cushion, cash vs quick compare, CSV/PDF export.
- Quick ratio calculator
- Acid test ratio calculator
- Liquidity ratio calculator
- Balance sheet calculator
Current Ratio Calculator
Free current ratio calculator — balance sheet formula, working capital, good ratio guide, optional quick ratio, CSV/PDF export.
- Current ratio calculator
- Working capital ratio calculator
- Liquidity calculator
- Balance sheet calculator
Attrition Rate Calculator
Free employee attrition rate calculator — how to calculate attrition from headcount and departures, retention %, annualized rate, and industry benchmarks for shift teams. CSV/PDF export.
- Attrition rate calculator
- Employee attrition calculator
- How to calculate attrition rate
- Employee turnover calculator
Absence Rate Calculator
Free employee absence rate calculator — absenteeism rate formula for shift teams, attendance %, industry benchmarks, and CSV/PDF export. Excludes planned PTO.
- Absence rate calculator
- Employee absence rate calculator
- Absenteeism rate calculator
- How to calculate absenteeism rate
Shift Differential Calculator
Free shift differential calculator — night, weekend, and holiday premiums with FLSA blended overtime, flat or % rates, and CSV/PDF export for US hourly teams.
- Shift differential calculator
- Holiday pay calculator
- Night shift differential
- Shift premium pay
Vacation Accrual Calculator
Free vacation accrual calculator — PTO balance by pay period, hours-to-days conversion, bi-weekly or monthly accrual, carry-over, and CSV/PDF export. US employer policy math.
- Vacation accrual calculator
- PTO accrual calculator
- Paid time off calculator
- PTO balance calculator
Churn Rate Calculator
Free SaaS churn rate calculator — monthly & annual customer churn, compound annualized rate, retention, segment benchmarks, and optional revenue churn. CSV/PDF export.
- Churn rate calculator
- SaaS churn calculator
- Customer churn calculator
- Revenue churn calculator
Cap Rate Calculator
Free cap rate calculator — NOI, property value, reverse cap rate, NOI build-up, benchmarks, CSV/PDF export.
- Cap rate calculator
- Capitalization rate calculator
- Real estate cap rate calculator
- NOI calculator
Burn Rate Calculator
Free burn rate calculator — net and gross cash burn, runway, zero-cash date, raise-by date, and CSV/PDF export for startups.
- Burn rate calculator
- Cash burn rate calculator
- Startup runway calculator
- Net burn calculator
CAGR Calculator
Free CAGR calculator — compound annual growth rate from start/end values, project future value, growth chart, and CSV/PDF export.
- CAGR calculator
- Compound annual growth rate calculator
- Growth rate calculator
- Reverse CAGR calculator
PMI Calculator
Free private mortgage insurance (PMI) calculator — monthly PMI, total until cancellation, LTV from down payment, CSV/PDF export.
- PMI calculator
- Private mortgage insurance calculator
- Mortgage insurance calculator
- Free
CD Calculator
Free CD interest rate calculator — maturity value from APY, compare two CDs, growth chart, schedule, and CSV/PDF export.
- CD calculator
- CD interest rate calculator
- Certificate of deposit calculator
- CD APY calculator
Year Over Year Growth Calculator
Free YoY calculator — calculate %, project targets, find prior value, multi-year table, chart, Excel/Sheets steps, CSV/PDF export.
- Year over year growth calculator
- YoY growth calculator
- Year on year growth
- Sales growth calculator
ROI Calculator
Free ROI calculator — return on investment %, annualized ROI, required return solver, invested vs profit chart, CSV/PDF export.
- ROI calculator
- Return on investment calculator
- ROI formula
- Annualized ROI
Rate of Return Calculator
Free rate of return calculator with annualized return, formulas, and examples. Start/end balances or level contributions; live results and CSV/PDF export.
- Rate of return calculator
- Annualized return calculator
- Rate of return formula
- Investment return calculator
Future Value Calculator
Free future value calculator — solve FV, payment, rate, or periods with annuity, withdrawals, compounding, chart, schedule, and export.
- Future value calculator
- Future value formula
- Future value of annuity
- Investment calculator
Time Value of Money Calculator
Free TVM calculator — solve present value, future value, payment, rate, or periods. Deposits, withdrawals, schedule, chart, and export.
- Time value of money calculator
- TVM calculator
- Present value
- Future value
Present Value Calculator
Free PV calculator — discount lump sums and annuities to today’s value. Present value formula, monthly compounding, Excel PV(), chart, schedule, export.
- Present value calculator
- Present value formula
- Present value of annuity
- PV calculator
Perpetuity Calculator
Free present value of perpetuity calculator — level + Gordon formula, solve-for payment/rate, monthly option, sensitivity table, CSV/PDF export.
- Perpetuity calculator
- Present value of perpetuity
- Growing perpetuity
- Gordon growth model
APY Calculator
Free APY calculator & high-yield savings calculator — grow HYSA savings, convert rate to APY, compare accounts, chart, CSV/PDF export.
- APY calculator
- Annual percentage yield calculator
- High yield savings calculator
- Savings calculator
Savings Bond Calculator
Free U.S. Treasury savings bond calculator for Series EE, Series I & Patriot bonds — current value, redemption value, I bond rates, chart, CSV/PDF export.
- Savings bond calculator
- Series EE savings bond calculator
- I bond calculator
- Savings bond value
Safety Stock Calculator
Free safety stock and reorder point calculator — simple max−avg or statistical service level, step breakdown, CSV/PDF export.
- Safety stock calculator
- Safety stock formula
- Reorder point calculator
- Inventory planning
Simple Interest Calculator
Free simple interest calculator & I=Prt formula tool — solve loan interest, monthly amounts, principal, rate, or end balance with steps, chart, and CSV/PDF export.
- Simple interest calculator
- Simple interest formula
- I = Prt calculator
- Simple interest loan calculator
Debt Payoff Calculator
Free debt payoff calculator — compare snowball vs avalanche, see your debt-free date, model extra payments, and export a monthly payoff schedule.
- Debt payoff calculator
- Debt calculator
- Debt snowball calculator
- Debt avalanche calculator
DCF Calculator
Free discounted cash flow (DCF) calculator — two-stage forecast, Gordon terminal value, custom yearly cash flows, PV schedule, optional equity per share, CSV/PDF export.
- DCF calculator
- Discounted cash flow calculator
- Enterprise value
- Free
CPA Calculator — Cost Per Acquisition
Free CPA calculator for ad campaigns — calculate cost per acquisition, plan target CPA, CPC shortcut, optional platform benchmarks, CSV/PDF export.
- CPA calculator
- Cost per acquisition calculator
- Target CPA calculator
- Digital marketing
Free HHI Calculator — Market Concentration
Free Herfindahl-Hirschman Index calculator: shares or revenue → HHI, CR4/CR8, merger Δ, DOJ bands. CSV/PDF export — not h-index or household income.
- HHI calculator
- Herfindahl-Hirschman Index calculator
- Market concentration calculator
- Merger analysis
Price Elasticity Calculator (PED & XED)
Free price elasticity of demand calculator: PED midpoint (arc), cross-price XED, revenue test, elastic vs inelastic. Step-by-step + CSV/PDF export.
- Price elasticity calculator
- Price elasticity of demand
- Cross price elasticity
- PED calculator
Comparative Advantage Calculator
Free comparative advantage calculator: output & input modes, opportunity costs, specialization, terms of trade. CSV/PDF export — not RCA export data.
- Comparative advantage calculator
- Opportunity cost
- International trade
- Economics
CPM Calculator — Cost Per Mille
Free CPM calculator — cost per 1,000 impressions for Google, Meta, TikTok & display. Solve for CPM, budget, or reach. Benchmarks, CTR/CPC helper, CSV/PDF export.
- CPM calculator
- Cost per mille calculator
- Cost per thousand impressions
- Digital marketing
CTR Calculator — Click-Through Rate
Free CTR calculator — click-through rate from clicks and impressions. Solve for missing clicks, impressions, or target CTR. Channel benchmarks, CSV/PDF export.
- CTR calculator
- Click-through rate calculator
- Digital marketing
- Free
Win Rate Calculator — Sales, Sports & Trading
Free win rate calculator — sales pipeline, sports winning %, and trading performance. Competitive rate, win/loss ratio, breakeven % — CSV/PDF export.
- Win rate calculator
- Winning percentage calculator
- Sales win rate
- Free
Return on Sales (ROS) Calculator
Free return on sales calculator — operating profit ÷ net sales (operating margin). Solve missing values, build from P&L, benchmarks — CSV/PDF export.
- Return on sales calculator
- ROS calculator
- Operating margin calculator
- Free
Money Counter — Count Bills & Coins
Free online money counter: live subtotals per bill and coin, till cash-up with float and variance. USD, EUR, GBP, CAD + more. CSV/PDF export.
- Money counter online
- Count money calculator
- Cash counter
- Till cash-up
ROAS Calculator — Return on Ad Spend
Free ROAS calculator — return on ad spend from revenue and ad spend. Plan target ROAS, break-even ROAS from margin, ACoS, benchmarks, CSV/PDF export.
- ROAS calculator
- Return on ad spend calculator
- Break even ROAS calculator
- Digital marketing
Payback Period Calculator
Free payback period calculator and formula — simple and discounted payback, cumulative cash flow method, uneven yearly flows, schedule export.
- Payback period calculator
- Payback period formula
- Discounted payback period
- Capital budgeting
NPV Calculator
Free NPV calculator and formula — net present value from even or uneven yearly cash flows, 5-year examples, discount rate, present value schedule, accept/reject verdict, Excel formula, export.
- NPV calculator
- Net present value calculator
- NPV formula
- Capital budgeting
Return on Assets (ROA) Calculator
Free ROA calculator — net income ÷ average total assets, reverse-solve mode, industry context, formula card, CSV/PDF export.
- ROA calculator
- Return on assets calculator
- Return on assets formula
- Finance
Financial Leverage Ratio Calculator
Free financial leverage & equity multiplier calculator — assets ÷ equity, split assets, derive equity, interpretation bands, CSV/PDF export.
- Financial leverage ratio calculator
- Financial leverage ratio
- Equity multiplier
- Finance
Days Inventory Outstanding Calculator
Free DIO calculator — average inventory, COGS, days in period, inventory turnover, CSV/PDF export.
- Days inventory outstanding calculator
- DIO calculator
- Days sales of inventory
- Finance
Cost of Goods Sold Calculator
Free COGS calculator (2026) — inventory roll-forward or revenue & gross margin %, COGS % of revenue, CSV/PDF export.
- Cost of goods sold calculator
- COGS calculator
- COGS formula
- Finance
Cash Conversion Cycle Calculator
Free cash conversion cycle calculator — CCC formula (DSO + DIO − DPO), operating cycle, financial data mode, CSV/PDF export.
- Cash conversion cycle calculator
- CCC formula
- Working capital
- Finance
Days Sales Outstanding Calculator
Free days sales outstanding (DSO) calculator (2026) — DSO formula, average collection period, AR days, turnover, CSV/PDF export.
- Days sales outstanding calculator
- DSO calculator
- Accounts receivable days
- Finance
Customer Lifetime Value Calculator
Free customer lifetime value calculator — CLV formula for SaaS & ecommerce, LTV:CAC, presets, CSV/PDF export. Not mortgage LTV.
- Customer lifetime value calculator
- CLV calculator
- Customer lifetime value formula
- SaaS LTV
Customer Acquisition Cost (CAC) Calculator
Free customer acquisition cost calculator — (marketing + sales) ÷ new customers. LTV:CAC, spend rows, budget planner. Not heart calcium score.
- Customer acquisition cost calculator
- CAC calculator
- Customer acquisition cost formula
- LTV to CAC ratio
Roth IRA Calculator
Free Roth IRA calculator — 2026 MAGI limits, max contribution, growth by age, optional taxable comparison, chart, CSV/PDF export.
- Roth IRA calculator
- Roth IRA calculator 2026
- Roth IRA contribution calculator
- Retirement
401(k) Calculator
Free 401(k) calculator with employer match. Estimate balance by age, 2026 IRS limits, salary growth, fees, chart, and CSV/PDF export.
- 401k calculator
- 401k calculator with match
- 401k growth calculator
- 401k retirement calculator
403(b) Calculator
Free 403(b) calculator with employer match for teachers and nonprofit employees. 2026 IRS limits, growth chart, and CSV/PDF export.
- 403b calculator
- 403b calculator with match
- 403b retirement calculator
- Retirement
457(b) Calculator
Free 457(b) calculator for state and local government employees. 2026 IRS limits, optional match, growth chart, and CSV/PDF export.
- 457b calculator
- 457 calculator
- 457 plan calculator
- Retirement
Market Cap Calculator
Free market cap calculator — share price × shares outstanding, reverse solve, size tiers, formula card, CSV/PDF export.
- Market cap calculator
- Market capitalization calculator
- How to calculate market cap
- Finance
GDP Growth Rate Calculator
Free GDP growth rate calculator — how to calculate GDP and real GDP growth, solve mode, deflator lane, macro callouts, CSV/PDF export.
- GDP growth rate calculator
- How to calculate GDP growth rate
- Real GDP growth rate
- Macroeconomics
Real Estate Appreciation Calculator
Free real estate appreciation calculator — 3 modes (project value, implied rate, historical CAGR), inflation-adjusted return, optional mortgage equity, chart, CSV/PDF.
- Real estate appreciation calculator
- Home appreciation calculator
- Future home value
- Property value projection
GDP Per Capita Calculator
Free GDP per capita calculator — how to calculate GDP per capita, GDP ÷ population with scales, solve mode, World Bank income group, CSV/PDF export.
- GDP per capita calculator
- How to calculate GDP per capita
- GDP per capita formula
- Macroeconomics
Purchasing Power Parity Calculator
Free purchasing power parity calculator — PPP salary converter for 160+ countries. World Bank data, PPP vs exchange rate, international dollars, CSV/PDF export.
- PPP calculator
- Purchasing power parity calculator
- PPP salary converter
- Macroeconomics
Cost of Living Calculator
Free US cost of living calculator — compare metros with BEA Regional Price Parities, salary equivalency, category breakdown, CSV/PDF export.
- Cost of living calculator
- Cost of living comparison
- Salary equivalency
- Relocation
EBITDA Calculator
Free EBITDA calculator — net income or operating profit paths, EBITDA margin %, step breakdown, industry context, CSV/PDF export.
- EBITDA calculator
- EBITDA formula
- EBITDA margin
- Finance
Yield to Maturity Calculator
Free yield to maturity calculator — exact bond YTM, approximate formula, current yield, zero-coupon bonds, cash-flow schedule, CSV/PDF export.
- Yield to maturity calculator
- Bond yield to maturity calculator
- Bond YTM calculator
- Bond yield calculator
WACC Calculator
Free WACC calculator — WACC formula, breakdown table, CAPM helper, preferred stock, Excel layout, CSV/PDF export.
- WACC calculator
- Weighted average cost of capital calculator
- Cost of capital calculator
- WACC formula
Intrinsic Value Calculator
Free stock intrinsic value calculator — Graham formula, two-stage DCF, margin of safety, fair value breakdown, CSV/PDF export.
- Intrinsic value calculator
- Stock intrinsic value calculator
- Stock valuation calculator
- DCF calculator
Credit Card Interest Calculator
Free credit card interest calculator — quick estimate or average daily balance ledger, purchase APR, billing days, steps, CSV/PDF export.
- Credit card interest calculator
- Average daily balance
- Monthly credit card interest
- Free
Finance Charge Calculator
Free finance charge calculator: balance, APR, and billing days—carried or average daily balance, step breakdown, presets, CSV/PDF export.
- Finance charge calculator
- How to calculate finance charge
- Credit card finance charge
- Free
FIRE Calculator
Free FIRE calculator — years to financial independence, FI number, savings rate, Coast FIRE mode. Chart, yearly table, CSV/PDF export.
- fire calculator
- FI number calculator
- early retirement calculator
- Free
Retirement Calculator
Free retirement calculator — how much you need to retire, savings vs goal, income and longevity modes. Chart, yearly table, CSV/PDF export.
- retirement calculator
- retirement savings calculator
- how much to retire
- Free
Investment Calculator
Free investment calculator — project growth, solve contributions or return rate, chart and yearly table, CSV/PDF export.
- investment calculator
- investment growth calculator
- monthly investment calculator
- Free
Net Worth Calculator
Free net worth calculator — total and liquid net worth from assets minus liabilities. Live breakdown, CSV/PDF export.
- net worth calculator
- calculate my net worth
- liquid net worth calculator
- Free
50/30/20 Rule Calculator
Free 50/30/20 budget calculator — split take-home into needs, wants, and savings. Monthly and bi-weekly pay, compare spending, CSV/PDF export.
- 50/30/20 rule calculator
- 50 30 20 budget calculator
- Budget calculator
- Free
Rule of 72 Calculator
Estimate years to double your money with the Rule of 72 — see exact annual-compound time or rate, presets, optional starting amount, and free CSV/PDF export.
- Rule of 72 calculator
- Years to double money
- Rule of 72 formula
- Compound interest shortcut
Black–Scholes Calculator
Free Black–Scholes calculator for European call and put options — theoretical prices, Greeks (Delta, Gamma, Theta, Vega, Rho), intrinsic vs time value, CSV/PDF export.
- Black Scholes calculator
- Option pricing calculator
- Option Greeks
- European options
Basis Points to Percent Calculator
Convert basis points to percentage or percent — live bps, %, and decimal sync, rate-change mode, chart, and free CSV/PDF export.
- Basis points to percent
- Basis points calculator
- Bps to percent
- BPS converter
Marginal Cost Calculator
Free marginal cost calculator—how to calculate marginal cost with MC = ΔTC ÷ ΔQ. Two levels, cost table, or direct change; step breakdown, presets, export.
- Marginal cost calculator
- How to calculate marginal cost
- Marginal cost formula
- MC calculator
Economic Profit Calculator
Free economic profit calculator—revenue minus explicit and implicit costs, or NOPAT minus WACC. Accounting vs economic profit, presets, step breakdown, export.
- Economic profit calculator
- Economic profit formula
- Accounting vs economic profit
- Implicit costs
Capital Gains Tax Calculator
Free federal capital gains tax calculator for 2026 — short- and long-term estimates on stocks, ETFs and property, ST vs LT comparison, optional state tax and NIIT, CSV/PDF export.
- Capital gains tax calculator
- Short term capital gains tax calculator
- Long term capital gains calculator
- Federal capital gains tax
ESPP Tax Calculator
Free ESPP tax calculator for 2026 — IRC §423 qualifying vs disqualifying disposition, ordinary income and capital gain, federal bracket estimates, basis trap callout, CSV/PDF export.
- ESPP tax calculator
- Employee stock purchase plan tax calculator
- ESPP calculator
- Qualifying disposition
P/E Ratio Calculator
Free P/E ratio calculator — price ÷ EPS, earnings yield, fair value from target P/E, solve missing variable, CSV/PDF export.
- P/E ratio calculator
- Price to earnings ratio calculator
- PE ratio calculator
- Price earnings calculator
Stock Average Calculator
Free stock average calculator — weighted average share price and cost basis from multiple buys, optional P/L, purchase table, CSV/PDF export.
- Stock average calculator
- Cost basis calculator
- Average share price calculator
- Average down calculator
Powerball Payout Calculator
Free Powerball payout calculator, prize chart & annuity schedule — lump sum vs cash, after-tax estimates by state, CSV/PDF export.
- Powerball payout calculator
- Powerball payout chart
- Powerball annuity calculator
- Lottery tax calculator
Lottery Annuity Calculator
Lottery annuity calculator — 30-year graduated schedule, lump sum vs annuity after tax, Powerball/Mega or custom terms. CSV/PDF export.
- Lottery annuity calculator
- 30 year lottery annuity payout calculator
- Lottery lump sum vs annuity
- Lottery tax calculator
Margin of Safety Calculator
Free stock margin of safety calculator — MOS formula, % and dollars from fair value vs price, target max buy price, CSV/PDF export.
- Margin of safety calculator
- Margin of safety formula
- Margin of safety percentage
- Value investing
Mutual Fund Calculator
Free mutual fund return calculator — project ending balance after sales loads and expense ratio, net IRR, gross vs net growth, lump sum or monthly contributions, CSV/PDF export.
- Mutual fund calculator
- Investment
- Expense ratio calculator
- Investment fee calculator
Markup Calculator
Free markup calculator — selling price, profit, gross margin, and margin↔markup conversion from cost. Export CSV/PDF.
- Markup calculator
- Selling price calculator
- Margin vs markup
- Free
Profit Margin Calculator
Free profit margin calculator — gross margin from cost and price, target margin pricing, markup breakdown. Export CSV/PDF.
- Profit margin calculator
- Gross margin calculator
- Margin calculator
- Free
Discount Calculator
Free discount & percent off calculator — sale price, savings, effective discount %, reverse calcs, and stacked discounts. Export CSV/PDF.
- Percent off calculator
- Sale price calculator
- Discount percentage
- Free
Car Payment Calculator
Free car payment calculator — monthly auto loan payment with down payment, trade-in, sales tax, and fees. Amortization schedule with CSV/PDF export.
- Auto loan calculator
- Car payment calculator
- Car loan calculator
- Monthly car payment
Inflation Calculator
Free CPI inflation calculator with BLS CPI-U (1913–2026). Purchasing power, future & reverse inflation modes, chart, CSV/PDF export.
- Inflation calculator
- CPI calculator
- Purchasing power calculator
- US inflation rate
US Sales Tax Calculator
Free sales tax calculator for all 50 states: add or remove tax, combined state and local rates, reverse calculator, sample ZIP lookup. CSV/PDF export.
- Sales tax calculator
- Reverse sales tax calculator
- Sales tax by state
- Add sales tax
VAT Calculator
Free VAT calculator: add or remove VAT at UK 20%, 5%, or 0%, EU country rates, reverse VAT, and tax-free shopping refund estimates. CSV/PDF export.
- VAT calculator
- Reverse VAT calculator
- VAT refund calculator
- UK VAT
Time and a Half Calculator
See your 1.5× overtime rate instantly. Enter hourly pay and hours for gross regular, OT, and total weekly pay. FLSA weekly rules.
- Time and a half calculator
- Time and a half pay
- Overtime rate calculator
- 1.5x hourly rate
Overtime & Time-and-a-Half Calculator
Overtime pay calculator with taxes: time and a half gross, take-home after federal/state/FICA, 2026 no-tax-on-overtime preview. CSV/PDF export.
- Overtime calculator
- Overtime pay calculator
- Time and a half calculator
- Overtime calculator with taxes
Annual Income Calculator
Free annual income calculator — hourly to yearly salary with holiday and vacation PTO adjustment. Gross pay breakdown, effective hourly rate, CSV/PDF export.
- Annual income calculator
- Hourly to yearly salary
- Gross annual income
- Salary calculator
Take-Home Pay Calculator
Free take-home pay and paycheck calculator for hourly and salary workers. Net pay after federal, state, and FICA with W-4 fields. All 50 states + DC, CSV and pay stub PDF.
- Paycheck calculator
- Take home pay calculator
- Salary paycheck calculator
- Hourly paycheck calculator
Payroll Tax Calculator
Free employer payroll tax calculator: FICA, FUTA, SUTA, total payroll cost per period and annual summary. 2026 rates, 50 states + DC, CSV/PDF export.
- Payroll tax calculator
- Employer payroll tax calculator
- Payroll taxes 2026
- FUTA FICA SUTA
Employee Cost Calculator
Free employee cost calculator: true cost of an employee with employer FICA (7.65% labor burden). Monthly, annual, and hourly totals plus optional benefits %. CSV/PDF export.
- Employee cost calculator
- Employer cost calculator
- Labor cost calculator
- FICA employer
Timesheet Calculator
Free timesheet calculator for 1- or 2-week pay periods. Clock in/out, lunch breaks, decimal hours, FLSA overtime per workweek — CSV/PDF export.
- Timesheet calculator
- Bi-weekly timesheet
- Work hours calculator
- Timesheet with lunch
Decimal Hours Calculator
Convert hours and minutes to decimal hours (and back) for payroll and timesheets. Minute chart, 2–4 decimal places, pay-period totals — CSV/PDF export.
- Decimal hours calculator
- Hours to decimal
- Payroll time conversion
- Timesheet decimal
Time Duration Calculator
Free elapsed time calculator: hours and minutes between two times or dates. Overnight shifts, break deductions, decimal hours for payroll — CSV/PDF export.
- Time duration calculator
- Hours between two times
- Elapsed time calculator
- Decimal hours
Invoice Generator
Free invoice generator — create invoices online with sales tax, logo, live preview. Download PDF or CSV instantly. No sign-up, no watermark.
- Invoice generator
- Free invoice maker
- Create invoice online
- PDF invoice
Business Loan Calculator
Free small business loan payment calculator: estimate monthly payment, interest, fees, and effective APR. Amortization schedule with CSV or PDF export.
- Business loan calculator
- Small business loan calculator
- Loan payment calculator
- APR calculator
Depreciation Calculator
Calculate depreciation with straight-line, declining balance (DDB) & SYD. Free schedule, book value chart, partial-year & rental property rules. CSV/PDF export.
- Depreciation calculator
- Straight line depreciation
- Declining balance depreciation
- Asset depreciation